Areas of Focus

Business Owner Strategies

Family owned businesses – even successful ones – don’t often survive into future generations. Two obvious reasons for this are family conflict and federal estate taxes. But a third reason is perhaps even more influential: failure to design a proper succession plan.

Business owners are typically so busy with day-to- day challenges that they often have little time to think about who will take over the business once they’re gone. But the consequences of having no plan in place could be catastrophic to the family, employees and others who depend upon the business.

Economic Concepts

Taxes. Living expenses. Inflation. Death. That’s about as much as most people can predict about their future. But what if you could get a realistic perspective on the ability of your income and assets to meet your long- term needs and objectives? What if you could analyze a variety of ‘what-if’ scenarios to prepare for all the contingencies the future might hold?

Estate / Asset Protection Strategies

Your net worth doesn’t grow overnight. It involves hard work, focus and persistence. Unfortunately, unless you apply the same skills to preserving your estate, you can lose a good portion to estate taxes after you die. The problem: Transferring assets – even to your own family – can be a taxable event. That’s why you need to find creative, effective ways to build and preserve your estate.

However, there is no need to rush to your estate planning attorney immediately after Congress changes the tax code. However, it’s more imperative to review your estate plan after major life events—for example, the birth of a child, an illness or a divorce. You may also want to review your estate plan if you switch jobs or experience a sudden change in your family’s finances.

Retirement Planning

Just as the 76 million Baby Boomers once transformed American culture, so too are they redefining retirement. No longer is retirement a time to sit back and wait for the rest of your life to unfold. Instead, today’s retirees have busy, active lifestyles with the freedom to chase new opportunities, revive old passions and realize long-held dreams.

Investment Planning

Our approach to investment planning relies on core principles developed and tested since the inception of our firm. These principles are:

  • Asset allocation provides the foundation to managing portfolio risk and return potential;
  • Tax efficiency and asset location are critical;
  • Portfolio expenses must be scrutinized;
  • No single money management firm can be all things to all people; and
  • Our most important role is to be an objective advocate. Our goal is to control costs, be tax efficient and manage risk. This provides an effective way of helping achieve your financial goals.

Education Funding

Paying for a child’s college education is an expensive proposition – but not an impossible one. With an appropriate strategy, you can go a long way to meeting this challenge whether your child is still in preschool or already in high school.

Insurance

Say the words “life insurance” to some people, and you’re likely to get a less than enthusiastic response. But, more and more frequently, people are discovering that life insurance can be a helpful financial planning tool. Life insurance offers a way for you to help provide for your family, protect your business, and make charitable gifts without reducing your estate.

Our Office Location

Hueners Hall Romo Prosise LLC

4241 B. Street
Suite 305
Anchorage, AK 99503
ph: 907.561.3187
fax: 907.561.5028
toll free: in AK 1-800-478-8327

Request Information

Please let us know how we can serve you.




Latest News

Financial and Economic Brief - November 14, 2017

• Oil Prices May Stay Steady - Oil prices have been rising since June, increasing about 33%. British Petroleum boss Bob Dudley says that may be all for now.

• Coal’s Bleak Future - The coal industry has seen only modest gains in jobs and production this year, mostly from a temporary uptick in foreign demand.

• Qualcomm Rejects Takeover Proposal - Qualcomm recently rejected Broadcom's $103 billion takeover proposal, noting the bid “significantly undervalues” the wireless telecommunications company.

Financial and Economic Brief - November 7, 2017

• October Jobs Report - The U.S. economy added 261,000 jobs in October and the unemployment rate was 4.1%.

• Gas Prices on the Rise - Gasoline prices have risen for most of the U.S. at a time in the year when there is usually “relief” at the pump.

• Dudley Leaving Fed - William Dudley, “among the most influential monetary policymakers throughout the financial crisis and its aftermath”, expects to retire by mid-2018, before his term officially ends in January 2019.

Financial and Economic Brief - October 31, 2017

• GDP Rose 3% - The U.S. economy “unexpectedly maintained a brisk pace of growth” in the third quarter.

• Oil Prices Still Sub $60/Barrel - The “key psychological threshold” of $60 a barrel has not been broken in awhile.

• Consumer Spending Increases - The Commerce Department reported that consumer spending, which accounts for more than two-thirds of U.S. economic activity, jumped 1% in September.

Financial and Economic Brief - October 24, 2017

• “Pick Up” in Business for 4th Quarter? - According to a survey of business analysts, even though business wasn't great during Q3 2017, things “should pick up again” in Q4.

• Hartford to Acquire Aetna’s Life and Disability - The Hartford Financial Services Group has agreed to acquire Aetna's U.S. group life and disability business for $1.45 billion.

• Wall Street at Record Levels - Wall Street indexes hovered at record levels on Monday as investors aplauded the continuation of “Abenomics” following Japanese Prime Minister Shinzo Abe’s win in the polls.

Financial and Economic Brief - October 17, 2017

• Bright Outlook for Economy - Federal Reserve Chair Janet Yellen said she had a bright outlook for the U.S. economy and for inflation forecasts in the coming months.

• Tesla Model 3 Production Slows - According to reports, Tesla dismissed several hundred workers because the company is off to a slow start in manufacturing its Model 3 electric car.

• Indexes Hit Records - Wall Street indexes hit records at the open on Monday on gains in financial and technology stocks even as investors awaited earnings reports this week.

Financial and Economic Brief - October 10, 2017

• New “Bubbles” to Emerge? - According to German Finance Minister, Wolfgang Schaeuble, volatile loans and mounting global debt could lead the world into another economic crisis.

• Walmart Announces Buyback - Walmart announced a $20 billion share repurchase program to replace its existing plan and shares were up more than 2% in premarket trade on the news.

• Spanish Separation Affects European Stocks - World shares achieved a record high on Tuesday, although European shares traded “cautiously” as markets waited to see whether Spain’s Catalonia region would push for independence.